Digital planning should identify assets and decision-makers without placing passwords in a public or inflexible document. Vermont's fiduciary-access statute, provider terms, privacy settings, encryption, and the estate documents all affect access.
Inventory value and access separately
List devices, storage, email, social accounts, domains, websites, financial platforms, rewards, subscriptions, intellectual property, and business systems. Record where credentials and recovery methods are stored, not the secrets themselves.
Leave practical instructions
An authorized person still needs a workable map.
- Device and encryption recovery
- Password-manager emergency access
- Two-factor authentication plan
- Domain and hosting ownership
- Business continuity contacts
- Accounts to preserve, memorialize, transfer, or close