Vermont decision guide

Does Vermont Have an Inheritance Tax?

Distinguish Vermont estate tax, federal estate tax, inheritance, probate value, and beneficiary income-tax questions.

Short answer

Vermont imposes an estate tax rather than a separate tax calculated simply because a particular beneficiary receives an inheritance. That does not make every inheritance tax-free. Estate-tax filing, federal rules, retirement distributions, capital gains, trust income, and property basis can create different tax questions. Use current rules for the year of death.

Estate tax and inheritance tax are different

An estate tax is assessed through the estate-tax system using the decedent’s taxable estate and current law. An inheritance tax is generally framed around what a recipient inherits. Search results often mix the terms, so identify the actual return, taxpayer, asset, and year before relying on an answer.

Probate value is not automatically taxable-estate value

The estate-tax inventory can include property that transfers outside probate, including certain trust property, jointly owned assets, life insurance, retirement benefits, business interests, and prior transfers. Deductions, valuations, marital or charitable treatment, domicile, and federal coordination also matter.

Beneficiaries can still have tax work

A beneficiary may need advice about inherited retirement accounts, trust distributions, income earned after death, property basis, a later sale, business interests, or property in another state. The absence of a Vermont inheritance-tax return does not answer those separate questions.

Sources and further reading

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